Should you own stocks, mutual funds, or stick with baseball cards? There are some who would make the case that a portfolio of carefully selected baseball cards held for the long term have proven a better investment than either stocks or mutual funds, however I wouldn’t bet my retirement on what’s in a shoebox in your attic.
For many investors, it is not a question of either individual stocks or mutual funds. They use both to meet different financial goals. You’ll need to find your comfort zone and make your on decisions. Here are some properties of both mutual funds and individual stocks to help you decide.
Room for Both Mutual funds are great vehicles for funding retirement plans and you’ll find them in your 401(k) or other retirement plan at work. They also work for the investor that simply doesn’t have the time or energy to consider individual stocks. However, if you are ready to invest at least part of your portfolio in individual stocks, you’ve come to the right place. Read on.