The Series I savings bond from the United States Treasury is a great way for new investors to protect themselves from inflation. Although the series I bonds are a type of zero coupon savings bond, meaning you won't receive interest checks in the mail but rather your interest income will be added to the value of the bond and compound until you sell the savings bond back to the United States Government, they provide unique protections and a guarantee that they will never lose money.
This introduction to the Series I savings bond was designed to help new investors understand how the I bond can protect you from inflation, how you actually make money when you own I bonds, an explanation of the possible risks you face with these unique savings bonds, and much more. If you are considering adding the Series I savings bond to your fixed income portfolio, you need to start here for an overview. It will give you a great broad-based understanding before getting into more in-depth areas. Continue reading ...Not everyone can own I bonds or other types of savings bonds due to restrictions put in place by the United States Government. In some cases, you may only be eligible to invest in the electronically registered savings bonds through the TreasuryDirect program and not physical paper bond certificates, further complicating the matter. Find out if you qualify to add these savings bonds to your portfolio by quickly checking over this list. Continue reading ...
